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A New Approach to Annuity Sales
Earlier this week, the Insured Retirement Institute (IRI) held it’s annual conference, VISION, giving industry members an opportunity to learn about emerging trends, network with peers, celebrate the...
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LIMRA Study Finds Annuities Provide Sense of Security
For one reason or another, annuities have been given a bad rap, most likely because of the complex nature of these financial tools. But regardless of whether you love them or hate them, according to a...
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Keep It Simple When Shopping Annuities
One of the most common phrases surrounding annuity product is that they aren’t bought; they are sold. The saying originates from the fact that annuities are often very complicated and can sometimes be...
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Seek Reliable Information When Shopping for Annuities
If you ask anyone who is nearing retirement if they’d like a steady stream of guaranteed income during their Golden Years, most would answer with an enthusiastic “YES!” But ask those same people if...
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New Alliance Launches Education Campaign for Lifetime Income, Annuities
Last week, large strides were taken to address the national retirement income crisis in America. A coalition of 24 major insurers and asset management firms have joined forces to launch a public...
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Prudential Focusing On Annuity Conversation
If you research annuity products online, you’re going to find a plethora of information that both support these financial tools and caution against them. With so much controversy surrounding them, many...
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Annuities and Retirement Planning: The Bucket Approach
When financially planning for retirement, it is just as important to plan on how to efficiently distribute assets as it is to accumulate them. And while each individual’s retirement income plan is as...
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Structured Settlements and the Incentives That Complicate Them
Every year, thousands of individuals are involved in accidents that require years of medical care, often funded by a lump-sum financial settlement. Because it can be extremely challenging to manage...
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New Study: Deferred Income Annuities Could Be Key to Retirement Security
A new study from the Employee Benefit Research Institute found deferred income annuities (DIAs) held within a 401(k) could be a critical component to a secure retirement. According to a recent...
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Annuities: Protection Against Market Volatility
In 2008, the stock market tanked in dramatic fashion, with the Dow declining by more than 50%. This was the biggest drop since the Great Depression of 1929. For those approaching retirement, it was a...
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