Two New FREE Annuity Tutorials
There are two new tutorials on the Annuity FYI website now, and the best news is that they are free to use. We thought it was important to get more information out there for these two aspects of...
View ArticleSix Low-Cost Variable Annuities
Annuity FYI just added a new page with information about some of the best low-cost variable annuities available right now. I thought it was important to summarize this information on the blog as well...
View ArticleAnnuity FYI’s New Article: Annuities for Investors Over 85
The longer people live, the more questions Annuity FYI receives about the right products for people over 85. With such a demand for information from both advisors and investors alike, we’ve put...
View ArticleNPR Offers A Word of Caution on Annuities
Last week the NPR staff discussed annuities and some things you should look out for when considering the investment in your future. In “Annuities Explained: The Choices and Red Flags,” they got some...
View ArticleBaby Boomers With Advisors More Prepared for Retirement
I hear a lot lately about Baby Boomers concern over their finances for retirement, but not as much about what they can do to correct the problem. What’s the old adage about continuing to do what we’re...
View ArticleDon’t Buy An Annuity Until You Do Your Homework
While annuities are not right for everyone, they certainly take the worry out of outliving one’s savings in retirement for many people. In “7 tips to avoid annuity headaches,” Melody Juge of...
View ArticleLIMRA’s Retirement Saving Advice for Generations X & Y
We’ve talked recently about the struggles facing Generations X & Y when it comes to saving for their retirement. Chris McMahon of Financial Planning gives us “5 Things Gens X and Y Can do for a...
View ArticleConfidence In Retirement Planning Not As High As Expected
Last month, the Employee Benefit Research Institute’s Retirement Confidence Survey found that Americans are much less confident that we in the financial industry would hope. What can we do to change...
View Article4 Ways to Maximize Your 401k for Retirement
In 2011, 30% of employers said that they were “very confident” that their employees would have a sufficient amount of assets in retirement. Was 2011 that long ago? I didn’t think so, but that number...
View ArticleYou Can Get A 6.76% Immediate Annuity Rate
Are you one of the people who don’t think you can get any good annuity rates right now? The AARP recently sent out some advertising for an immediate annuity rate of 6.5%. While that is not a bad...
View ArticleLesser Known Fixed Annuity Benefits Include Protection from Lawsuits
Most often, people buy fixed annuities for two reasons. Their principal is protected and they receive a fixed rate rate of return and lifetime income payments if that option is chosen. But in “Other...
View ArticleIn 10 Years, Your $100 Could Be $163 with a Secondary Market Annuity
By putting your money in a bank savings account earning little to no interest, you might think that you are safe in protecting your money. But that $100 you have in your account today earning no...
View ArticleMen Usually Better Off with Gender-Distinct Annuity Rates
Whether you are male or female can make a big difference when it comes to your annuity rates. But in some cases, it doesn’t make any difference at all. Because of this, there are certain situations...
View ArticleMore to Deferred Income Annuity Riders than Just a Percentage
Income riders are one of the top reasons that people buy deferred annuities. They offer a lifetime income stream to your annuity and get added on to most deferred products. Most commonly, they are...
View ArticleSlowly Increasing Interest Rates Good for Fixed Annuities
Interest rates are important for the bond market as well as the fixed annuity market. But just as important as what the interest rate value actually is, is what direction it is headed at what speed....
View ArticleFixed Indexed Annuity from Symetra Offers Choices & Protection
Despite the fact that a lot of recent talk has gone to deferred income annuities, fixed indexed annuity products have continued to sell well also. In The Wall Street Journal’s Marketwatch article,...
View ArticleFed Chairman Has a Variable & a Fixed Annuity In His Retirement Plan
In most people’s eyes, Chairman of the Federal Reserve Ben Bernanke is very wealthy. So they may not pay any attention to where he holds his money when he has to disclose this information each year...
View ArticleRolling Over Your IRA to an Annuity has Advantages
A lot of advisors recommend rolling your IRA savings into an annuity to use during retirement. There are both advantages and disadvantages to doing this, so Annuity FYI published an article today...
View ArticleBuy the Simplest Annuity that Meets Your Personal Financial Goals
Annuities are definitely not one size fits all, and they shouldn’t be bought or sold that way. I have to agree with Stan “The Annuity Man” Haithcock on this one. In his Marketwatch article, “No...
View ArticleChoose an Annuity Based on Your Top Priority
Many annuity products claim that they can give you the best of both worlds or offer you everything you need in just one product. The thing with annuities is that they offer you great benefits, but you...
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